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(EMAILWIRE.COM, April 01, 2012 ) San Francisco, CA - March 21 saw the announcement of Affordable-Care Act being passed making way for the people to come across instead of waiting at the age barrier and securing their rights to health insurance plan coming on par with the elders in the matter. Health & Human Services is really keen on polishing up the act in the health sector.
Prior to the announcement, there was considerable stir when a contest was announced for the design of the best web application which could be used to locate the health trends in some locality. It was a prize money $22,000 which was inclusive of the $1,000 travel expense for travelling to receive the prize. The HSS seems to be intent on going to the grass root levels to tackle the problem of identifying and tackling the disease. This move to approach the problem fast rather than waiting for the problem to travel to them seems to be a step of health insurance in the right direction. They are planning on turning this into a magic lantern which would help identify and thereby solve problems right across the entire nation. The winner on his part will address the Fusion Forum sponsored by ASPR (by the way ASPR also sponsors the prize money, or at least the major part of it) where he will present the tool. The meeting is a discussion which is conducted by them to identify the best and most innovative ways of utilizing software to help solve the problem of rationalizing the approach to tackle the disease.
The average American family spends about half of the money on housing and travel. It seems ironic, that only 1/8th of the tangible expenses, of the rest of the amount are spent on health insurance costs. Though this is only an average value, meaning that the expense cannot be generalized in any manner, it is a kind of indication of the response of the average family to health care. An amount equal to health insurance costs is spent on clothing, entertainment and services. Seen in this perspective, it does seem to be a lot, more than one would want to spend! Considering the cost of hospitalization and the costs of doctorÂ’s fees that one has to bear when one falls sick, it is a mere pittance. Personal funds and deposits take up another 1/10th of the amount.
The best insurance providers in the business are Aetna, Cigna and Blue shield. Expecting them to have a center everywhere across the nation is to hope for too much. This is why one is forced to go in for service providers who are in the locality, who are more convenient to access and whose fees would not put one out of the pocket too much. The average cost of the health insurance provided by a standard company would be about $13,456. It is in this light that the health reforms come as welcome rain in the desert of health maintenance and health insurance. It is the preparation that has come out as flowers and the people are enjoying this bountiful turn of events.
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