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Personal Injury Attorney: Dog Bite Liability 101

(EMAILWIRE.COM, June 26, 2008 ) St Louis, MO - A man from Texas is asking that his pit bull be returned to him after the dog was quarantined for biting three people. The man claims that his dog is not dangerous, and claims the dog only bit one man, his friend. Authorities will not allow the man to get his dog back unless he can provide proof of insurance coverage for dog bite injuries. The man has sought coverage from several insurance companies, but none were willing to insure his pit bull.

Insurance issues frequently arise in dog bite cases because insurance companies are typically the means by which hurt victims are compensated for their injuries. Although many homeowner insurance policies cover dog attacks, many do not and many do not offer coverage for specific breeds of dogs, like the pit bull above.

An experienced dog bite attorney will tell you pit bulls are widely recognized as an aggressive breed of dog and are frequently the cause of many dog attacks. Pit bulls are known to be dangerous by nature, which is why many insurance companies refrain from providing coverage for such animals. More detailed information can be found at

Insurance companies know that dog attacks cause severe injury and even death. Damages from a vicious dog attack include risks that some insurance companies are not prepared to take on.

In the circumstances above, where a dog has been accused of repeatedly biting others and displaying perilous behavior, it is even less likely that an insurance company will sell a policy. Insurance companies primarily base coverage decisions on past dangerous incidents or complaints and the dog's breed.

In general, housing a vicious breed of dog will likely result in liability and maybe even out-of-pocket costs if the dog attacks someone. This is because many courts give weight to the breed of dog when examining a dog attack and when determining liability. Courts in dog bite law suits look to see if the animal had known vicious propensities, which can sometimes be proven with a dangerous breed of dog.

Furthermore, when a dog owner is found liable for a dog bite resulting from a dangerous breed, he/she is responsible for the victimÂ’s injuries and damages. If there is no insurance company that will sell a policy of insurance covering the dog, the dog owner is left to personally pay.

Dogs are extremely prevalent in American homes, with almost 75 million dogs estimated to live across the states. Dog bites occur every day, and one in six bites is estimated to need medical attention. Therefore, insurance is extremely important if you are a dog owner. Dog attacks greatly impact the lives of those injured, from cuts and scars to permanent disfigurement and even death. When a dog attacks, it is important to first seek medical attention and next secure legal assistance from an experienced dog bite lawyer.

An experienced personal injury attorney who handles dog bite cases will be your greatest asset in a dog bite lawsuit. They will be familiar with how to handle the claims and prove fault and liability to make sure you recover for your injury. As an experienced dog bite lawyer, I have seen a vast array of dog bite claims. I know the immense struggle involved in dealing with a dog attack and I am dedicated to helping you resolve your claim for the amount you deserve.

I offer free consultations and can be reached 24 hours a day at 314.322.8515 or toll free at 1.800.500.INJURY (4658). I am more than willing to answer all the questions and concerns you may have, and there is no fee unless we recover for you.

You can also email me at or visit more information.

You can also visit our blog at for information regarding numerous types of personal injury cases.


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Page Cagle
John J. Page


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